noqodi

The React Native mobile app for noqodi — a UAE payment gateway and escrow wallet. Users hold funds, then pay government and merchant services from a stored-value account instead of a one-shot card charge.

Play Store

App Store

Challenge

Government fees, court transfers, and merchant payouts can’t always settle in a single card swipe. Money has to be received, held, and released — escrow — with a wallet the user can actually operate on a phone.

Solution

Built the mobile client in React Native: wallet account, top-up and pay flows for government and merchant services, and store delivery on iOS and Android. Mobile-only scope — the gateway stays on emaratech’s backend.

Architecture

01React Native app for iOS and Android store delivery
02Stored-value wallet as the escrow account
03Payment surfaces for government entities and merchants
04Auth and onboarding against the noqodi account
05English and Arabic product surfaces

Engineering challenges

Owned the mobile layer — React Native UI and navigation for a regulated payments product.
Escrow as a first-class flow: hold, pay, withdraw — not a checkout button glued onto a website.
Shipped to both App Store and Google Play for a UAE Central Bank–regulated wallet.

Technologies

React NativeTypeScriptiOSAndroid

Outcome

Live as noqodi on the App Store and Google Play (50K+ Android downloads) — the mobile wallet for emaratech’s payment gateway, used for government and merchant escrow payments in the UAE.